Updated on June 20, 2013: DHA City (EME Sector DHA) Multan Road Lahore - Location Plan & Map and Other Frequently Asked Questions

Latest Updates are provided on following Link.
http://kaisrani.blogspot.ae/2015/11/dha-city-lahore-things-you-must-know.html (December 2015)

DHA CITY Lahore Location Map

(Updated on June 20, 2013) 

(Updated information (June 30, 2010) is made available HERE).

The Map of an expected location of DHA CITY EME SECTOR is reproduced here.

This post will discuss following very important questions about DHA City:

DHA City location?

Development charges amount will be?

When the development will be started and time line of completion?

Is it a safe investment?

Is it a good investment?

After understanding all the pros and cons of the project, if you want to apply for a CONFIRMED plot then you may use following form provided by LAHORE REAL ESTATE the authorized dealer of DHA CITY.

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-1.jpg

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-2.jpg

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-3.jpg

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-1.pdf

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-2.pdf

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-3.pdf

DHA EME SECTOR Multan Road Lahore today announced a new project DHA CITY. The development charges and location is not being made clear yet. It seems that the location would be on Multan Road instead of Canal Road area. The rates are on higher side as development charges will be added later which will certainly be in lacs.

It is worth mentioning that the project is NOT a part of PROPER DHA but is a safe and secure military project under the management of DHA EME Sector Lahore. It is strange that the DHA CITY office, TV Newspapers ads and official website are silent about the most important aspect of a housing scheme,"THE LOCATION".

It is obvious that there is no place left for a new housing project on Canal Road till Bahria Town Lahore. The location is certainly some where on Multan Road. There are two reasons that DHA City management is not disclosing the location.

• They have not yet purchased the land for their project.
• The location is so bad that its announcement will create bad effect and the project will be flop.

Where may the possible location? I am being asked many friends and visitor of this blog. I see the following possibilities:

1. I think that it will be behind Park View Villas (at River Edge Housing Scheme) Multan Road, Lahore. In this project an on ground plot with possession of 5 Marla is being sold at Rs.11,75,000/= only. The society is fully developed and few houses are already built and people are living over there.
2. Sources are saying its under and around village SHAHPUR KANJRAAN near Ravi between Multan road and Ravi river.

Application Form, Terms and Conditions and payment schedule are being reproduced here with courtesy of DHA City official site.

For understanding of DHA CITY, Latest Lahore Master Plan (updated on May 28, 2010) with Lahore Ring Road Map should be visited which is available here.

Thanks.

============

Today (June 18, 2010) brother CMY has written an article on DHA City on his page. It is being reproduced below with courtesy of Lahore Real Estate:

DHA City Lahore FAQ

Many friends have emailed or called me desperately looking for these answers on DHA City Lahore. They want to know

DHA City location?

Development charges amount will be?

When the development will be started and time line of completion?

Is it a safe investment?

Is it a good investment?

To date I was trying not to get into trouble by commenting on DHA City scheme before booking date is over. Because people will book it anyway and are booking it in herds no matter what CMY says about it. Not many of the guys are booking these plots trough LRE and will not share their gains with me or give credit to LRE for good investment advoice from our heart if prices do rise after the ballot and I dont want to get blamed unnecessarily if prices do fall after ballot because when I stopped people in past not to do investment in BT phase 9 and DHA Valley not only they still invested in it but I also lost them as my future clients because they cant sell these files through me anymore due to shame they bought it against my advioce. I dont want not to get into balme games mess about DHA City Lahore in future. I am too sick too old and too tired to fight these type of unfair people who dont take resposibilty of their own wrong actions. They dont do what I tell them do at time of need but latter put all blame on me for their inaction on right time.

Due to love for my overseas friends Today I am forced once again to post these answers because no one in DHA Lahore or EME sector is giving this info to public. I see very confused people every where on web in emails and on phone calls 24 hours a day. DHA City Lahore have failed to give a direct phone no for overseas Pakistanis because toll free no it gave in ads or on www.DHACity.com is not working for overseas guys so I am answering all those calls 24 hours a day like I had to answer for DHA Lahore phase 8. Even though I dont want to answer any thing about DHA city here on web till booking was closed I cant see my Friends suffer any more mentally or financially every where as they cant get no answers from any where.

DHA City location?

No official announcement or phone call or personal visit answers from DHA EME sector management. Since I have no official answers I will only GUESS and my GUESS is as good or bad as any other visitor here. MY GUESS is DHA EME sector management is not officially disclosing the exact location due to fear of not getting pockets land cleared on decent prices. My personal research have showed me they are buying land starting from Eden Value homes land near SHAHPUR KANJRAAN VILLAGE on back of Park View Villas Multan road to all they way down upto CHUNG village in between Multan road and Ravi river banks. Since DHA City Lahore have not officialy announced the location yet they have choice to give you plot even in or near Central Park on Ferozpur road. You also have a choice not book or buy plot in DHA City until you officially get a location map for DHA City Lahore. You have option to buy WHEN all these answers are available. Please please please dont blame me latter if DHA City Lahore location is not 100% same as I gave you above because I got nothing to gain or loose from giving this location to you. i am a common man like you that work 16 hours a day to earn living for me a my family. If I was so powerful or rich or corrupt I wont be siting here talking to you on this web page.

Development charges?

Again no official info is available from EME sector management so I have to guess it for you. Looking at most recent DHA Lahore phase 8 development charges I believe they wont be less than 10 lacs for DHA City Lahore. So we can safely say they will be between 10 and 15 lacs due to inflation rate increases etc. I wish and pray and will be a gift if they are less than 10 lacs per kanal.

When the development will be started and time line of completion?

I think not all land is in possession of developers at this point other wise they would given you the location map with their ads. I think this project development could not be started before 2 years and may take minimum 5 years to get developed. Only invest keeping in mind this is min 5 years before you get a developed plot.

Is it a safe investment?

DHA Lahore and DHA EME sector are two separate projects. DHA City Lahore is NOT a part of proper DHA Lahore like phase 1 2 3 4 5 6 7 8 9 etc. Both have independent managements. DHA EME sector does their own development,They have their own by laws and do their own transfers but only a highest level DHA EME sector comes under DHA Lahore proper supervision. Other than that DHA Lahore have no control or responsibility for what DHA EME sector management want to or is doing. To date DHA EME sector management have done a wonderful job for their scheme that is on Multan road Lahore. Excelent development - Qabza group free - fraud free transfers and superb up keep of this scheme DHA EME sector is an evidence that this scheme is well run.

DHA City Lahore is a military scheme using DHA Lahore EME sector name means no one is going to run away with your money.

Is it a good investment?

I wish I had answer for these questions before giving answer of above question.

How many total plots? How many 1 kanal 10 or 5 Marla plots? What is location of scheme? How master plan layout looks like? When it will be handed over to me.

Since all this info in not available at this point I will have to guess and guide you based on just my own experience in this field.

If any one want to invest here for short term gains immediately after the ballot I dont he will be able see any good profits before 1 to 2 years after ballot. I wish I will be wrong but I think prices will fall after booking or ballot. It dont meen it wont be booked. It will be well over booked in my opinion. 100s of People are are standing in lines to book plot daily. Almost every dealer in Lahore have make shift camps set up near booking office because EME is offering 2% commission for booking via registered dealers. Call volume from people want to book these with help of Lahore Real Estate is good.

Problem is 1000s of buyers that wanted to buy DHA City Lahore in near future may have already booked it directly with developers so Its very unlikely they will buy it from open market immidaitly after ballot. Many people are booking 2 3 4 5 6 even 10 plots when they don't want to keep even one plot. They want to get rich quick. These people will be heavy sellers near each installment and real smart educated solid buyers wont show up until after DHA city location map is out development charges are known and development started and layout map is out. These get rich quick people will get hurt like DHA Valley guys and likely to drive the price down during first one or two year of booking/ballot. Price is not likly to rise because 1000s of plots in all sizes will be available for sale in each size after the ballot/booking. Looking at TV and newspaper ads and amount spent on advertisements I think DHA City Lahore will have min 15000 20000 plots. Why I think there will be thousands of plots and they will be on loss. DHA phase 8 have less than 250 plots of 5 Marla. There were many people that want to have plot for making house but still there are dozens of 5 Marla plots in market.Short term ivestors are now sellers and they are asking to sell at profit of Rs 1 to 1.5 lacs but not to many buyers. I have a DHA 8 5 marla plot Y292 for sale at just 75000 profit on paid amount. But even with just 1.5 lacs installment we are unable to find any solid buyer at this time. How will we be able to find buyers when there will be 100s or perhaps thousands of plot in market with no location no development plots. Here is DHA 8 we know map we know location we know development time but buyer is still not buying yet. So I think if you are a short term profit taker it not impossible but unlikely to get profit in DHA City Lahore.

If you are a person that want to build a house in a good neat secure safe place in future or you have power to pay installment for next 2 3 for each plot you are going to hold You could safely apply in DHA City Lahore keeping in mind not to expect any quick profit in 1 to 2 years after ballot/booking. In long run this will be a great investment. You will have DHA name DHA bylaws and DHA development standards DHA fraud free transfer DHA Qabza group free plots. Your money will be safe with a military scheme. It wont be a ONE MAN show. Lets assume DHA City 5 Marla will have 3 lacs development charges. Your total cost of 5 Marla plot in INSTALLMENTS IN YEARS will be just 13 lacs. What could be better than this. Please tell me any place in Lahore with name of DHA a developed plot will be available in this low price after 5 years from today?

Ch Mujahid Yasin (CMY)

03224009967

================

UPDATED on June 24, 2010

DHA City Lahore Application Through Lahore Real Estate

Please note after a thorough investigation and back ground check out market reputation checks out of 4000 dealers in Lahore DHA City Lahore EME sector management have select us the Lahore Real Estate as one of the first registered dealer.

Now if you want to book a plot in DHA City Lahore please use this form to get confirm bookings.

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-1.jpg

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http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-3.jpg

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-1.pdf

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-2.pdf

http://lahorerealestate.com/DHA_City_Lahore/DHA-City-Lahore-Page-3.pdf

tufail khan sargodha replied on Wednesday, June 23, 2010 01:50 PM PST asalam_o_alaikum i want to give all my payment on spot how much the total payment of 5 merla and secondly with conferme application how much the total estimate of payments

Khan replied on Wednesday, June 23, 2010 07:21 PM PST dear CMY Sb, i remember that in one of your post you highlighted the bad points associated with this scheme, so can't understand your involvement in the balloting phase, kia yeah khula tazad nahin hai :)

CMY replied on Wednesday, June 23, 2010 08:12 PM PST kia yeah khula tazad nahin hai :) I like it. It was very funny. You have a point. Khan bhai we have all facts here and there are 1000s of people that want to book this scheme. Above forms are for those people that must want to book it. Since its a genuine military scheme and it is going to be a very large project in Lahore at a very decent price and on installments too we cant afford to ignore it just because location is not officially announced or development charges are not announced yet by DHA City Lahore. Even with 10 lacs per kanal it will be worth to own plot in DHA t this price. During past many days I was trying my best to get more info about authenticity of this project from high ups and people in market and around that area. I now felt more comfortable after 1 got some positive and favorable answers from serving officers and put a registration application with them based on that info. Soon there is going to be a DHA City type project by DHA in every major city of Pakistan and first plots will be sold to general public and with the profits and proceeds from sold plots smaller 3 marla and 5 Marla plots will be alloted to Fallen soldiers families and other lower rank officers military. This project was launched on those lines. I was so worried about people that were booking in DHA City Lahore with their pension money I kept requesting every serving officer in military to please check the authenticity of project for me so my be by mistake I cant hurt any one. They said project is known and approved by military and was first offered to DHA Lahore but they said they were too busy and not interested on a project not near their current areas. Keep in mind 1 or 20 bookings commission have no value in my eyes. I could have easily skipped it because in one or two good DHA proper deals I could make more money. I was very reluctant to put those forms online even today but I thought it will not be fair not to work in this project if its a genuine military project. Every one else is also requested to check from their own sources from military before they book a plot in DHA City Lahore. I did my home work and is now going to take my chance. You should also check every part of project from your own sources and only after your heart is 100% comfortable than invest in the project. Profit or loss is not in my control.

JOHAR (Saudi Arabia) replied on Wednesday, June 23, 2010 08:46 PM PST @Brother CMY, I don't think so its KHULA TAZAD. Definitely project is military approved but what you did,just informed/intimated the public about your views/concerns and hush-hush of scheme in terms of investment for investors and real customers keeping in view of your property experience and current/future market scenario/position. Its upto customer to finalize the decision which may vary/suit from person to person depending on its position/situation. You are not forcing anyone to apply in this scheme and i think you can't do it even intentionally. Its public own decision and let them apply.Yes if somebody wants to apply through LRE you must entertain and provide them full support with genuine commission. Warm Regards,

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DHA City has provided following information on its newly constructed website.

Q1:		What are the sizes of residential plots?
Ans:		5 Marla, 10 Marla and 1 Kanal residential plots are being offered at this stage.
Q2:		Are Commercial Plots also being offered?
Ans:		Commercial plots will be offered later.
Location of the Project
Q3:		What is the location of the project ?
Ans:		DHA City is located near DHA EME Sector.
Prices and Payment Plan
Q4:		What are the prices of plots ?
		Prices of plots are as follows:
		Category Price 5 M 990,000/- 10 M 198,000/- 1 Kanal 3,760,000/- Excluding Development Charges
Q5:		What is the payment plan ?
Ans:		Three years payment plan is being offered which is as follows:
		Confirmed Allotment (on 30%down Payment)* Category Price 30%Down Payment 10% at 1st Quarter 11 Equal Quarterly Inst. 5-M 990,000/- 297,000/- 99,000/- 54,000/- 10-M 1,980,000/- 594,000/- 198,000/- 108,000/- 1-Kanal 3,760,000/- 1,128,000/- 376,000/- 205,091/- *only for first 5000 applicants For Allotment through balloting (on 10%down Payment ) Category Price 10% Down Payment 10% on Confirmation after Balloting 12 Equal Quarterly Inst. 5-M 990,000 99,000/- 99,000/- 66,000/- 10-M 1,980,000 198,000/- 198,000/- 132,000/- 1-Kanal 3,760,000 376,000/- 376,000/- 250,667/-
Application Form Submission and Payments
Q6:		Where I can get the Application Form?
Ans:		Application Form can be obtained in any of the following manners: Directly download from website www.dhacity.com From selected branches of HBL From DHA City office at DHA EME Sector Multan Road, Lahore
Q7:		Is there any fee for Application Form?
Ans:		Application Form is free of cost.
Q8:		Is photo copy of application form accepted?
Ans:		Yes.
Q9:		What are the requirements for applying for a plot?
Ans:		Applicant can apply in following manner: Confirmed Allotment (on 30%down Payment)* Category Price Processing Fee (non refundable) 30%Down Payment Total payable with Application Form 5-M 990,000/- 5000/- 297,000/- 302,000/- 10-M 1,980,000/- 10,000/- 594,000/- 604,000/- 1-Kanal 3,760,000/- 15,000/- 1,128,000/- 1,143,000/- *only for first 5000 applicants For Allotment through balloting (on 10%down Payment ) Category Price Processing Fee (non refundable) 10% Down Payment(100% Refundable) Total payable with Application Form 5-M 990,000 5000/- 99,000/- 104,000/- 10-M 1,980,000 10,000/- 198,000/- 208,000/- 1-Kanal 3,760,000 15,000/- 376,000/- 391,000/-
Q10:		Is there Any Discount on 100% down payment?
Ans:		There is no Discount on 100% down payment.
Q11:		In which name PO/DD is to be made?
Ans:		PO/DD to be made in favour of “DHA City Lahore”.
Q12:		How can i submit the Application Form?
Ans:		Completed Application Form along with payment can be submitted in any of the following manner: At any branch of HBL in Pakistan and oversease. Mail, or personally deposit, at DHA City office, DHA Lahore EME Sector, Multan Road, Thokar Niaz Baig, Lahore.
Q13:		What is the last Submission date of Application Form?
Ans:		Last submission date is 07 july 2010.
Q14:		Can I apply after last Date?
Ans:		Applications received after last date will not be considered.
Balloting for Allotment
Q15:		When will be the Balloting held?
Ans:		Balloting will be held in two steps as follows: Computerized Balloting for allotment will be held within three months from last submission date of Application Form i.e. 7th Oct 2010. Computerized balloting for plot location will be held separately in due course of time.
Q16:		How will applicant be informed if he is successful in balloting?
Ans:		Confirmation letters will be sent after balloting at address given in Application Form.
Q17:		What if I apply for confirmed allotment with 30% down paymnet and I am not among the first 5000 applicants ?
Ans:		If your application is not among the first 5000 applicants then :
		a) Your application will be included in balloting. b) If application is unsuccessful in ballot your amount excluding processing fee will be refunded with in one month from ballot. c) If applicant is successful in ballot then surplus amount will be refunded with in one month of ballot.
Q18:		What if I am unsuccessful in balloting?
Ans:		Amount deposited by the applicant excluding Processing Fee will be refunded 100% within three months of balloting.
Q19:		Can I get the plot of my own choice ?
Ans:		It is not possible because the location will be as per computerized balloting.
Q20:		What if I want two adjacent plots?
Ans:		It is not possible because locations will be given through computerized balloting.
Development Charges & Possession
Q21:		When would development charges be payable ?
Ans:		It would be communicated in due course of time. Development charges will be applicable in accordance with pre-vailing market rates.
Q22:		When will I get the possession of plot?
Ans:		Possession will be handed over after completion of Development Works as per standard practice of DHA.

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Office Address:

DHA City Office at DHA Lahore EME Sector,

Multan Road, Thokar Niaz Baig, Lahore Pakistan.

Toll Free No: 0800-44790

Email: sales@dhacity.com

Pakistan Army intends to provide plots to Shuhda’s families, soldiers and junior commissioned & non-commissioned officers, on subsidized prices. For this purpose, DHA City has been planned at Lahore. In order to make this high-priority welfare endeavor financially do-able, DHA City will include sectors for all citizens of Pakistan.

The project is conceived as a self-contained world class township comprising high quality state-of-the-art infrastructure and contemporary amenities for education, health-care, entertainment, institutional and cultural needs. Products in the project will cover full canvas from small plots/houses for the lower income brackets to sophisticated communities for high-end consumers. On completion, the project will be administrated, supervised and maintained in the enviable disciplined traditions of DHA.

In line with the traditions of DHA, DHA City Lahore has been planned to be an exquisite piece of land spanning over thousands of kanals, and endowed with ultramodern town planning, superb living facilities, recreational openings, lush green public parks, elite educational institutions, lavish shopping malls and eventually the most ornate surroundings fortified by state-of-the-art infrastructure for the esteemed residents.

Plot Size Price*

5 Marla 990,000

10 Marla 1,980,000

1 Kanal 3,760,000

Plot Size & Price

Payment Plan

Terms & Conditions

1 Processing fee is NON-REFUNDABLE

2 Computerized balloting for Allotment will be held within three months.

3 Computerized balloting for plot location will be held separately later

—- in due course of time.

4 Deposit of unsuccessful applicants will be refunded within three

—-months of balloting. However, unsuccessful applicant is not entitled

—- to claim any markup/interest on the deposit or allotment in lieu

—- thereof.

5 Amount deposited by the successful applicant is non-refundable.

6 Development charges are not included in price and will be charged

—- separately later.

Salient Features

The following features will be the hallmark of DHA City.

Interchanges from all main roads to its wide main boulevard

Expressways and flyovers

Recreational and amusement facilities.

Health care institutions.

Elementary primary, college and university education.

Business and trade centre.

High end as well as affordable prices and products.

Serene parks, play areas and sporting facilities

Commercial complexes on most modern lines

Underground electrification with special vermin proof wiring in

selected sectors.

WHO standard water supply

HFC (Hybrid Fibre Optic Cable) at elementary and primary level

24 hr security and GIS monitoring

Facilities

Community Living

These days, one of the biggest considerations any potential homebuyer faces is location. The careful, sensitive and disciplined master-planning of DHA City, takes into consideration all such factors to bring long-lasting benefits and satisfaction to the residents. It is a well-planned community which creates a complete residential experience providing a variety of housing choices and meeting residents’ needs for recreation, sports and open spaces

Educational Facilities

DHA Lahore lays special emphasis on excellence in its educational provisions and facilities through elite schools, colleges, libraries and universities within its boundaries, in unison with its modern living facilities. All these ensure an environment conducive for upbringing aware and competitive individuals for a shinning tomorrow.

Parks & Play Areas

The vast variety of verdant parks that are planned for DHA City will feature wonderful professionally prepared jogging tracks and tennis courts for adults, with swing areas for kids. Places where the whole family can come to bring some freshness and solace into their otherwise fast-paced lives. A special security system outside each park makes it extremely reliable for the parents with children to visit daily. These playing arenas also serve as spots where families can unite and share cherished moments

Shopping & Entertainment

Revel in the freedom to shop and marvel at the heart-throb variety provided by the ultra modern shopping malls. DHA City will be equipped with its own exclusive international standard shopping mall serving as a one stop shopping and entertainment hub and catering to all daily needs.

DHA City will also feature a complete range of culinary experiences from continental to local traditional delicacies the local and international restaurants operating within its vicinity.

Roads & Infrastructure

The wide, fully carpeted and smooth roads with beautiful greenbelts at DHA City will be a luxury in a city like Lahore, providing easy access all across and out of the city

Hospitals & Medical Facilities

State-of-the-art medical facilities include DHA Lahore’s own Hospital. Managed and run by highly qualified specialists and army doctors, the Hospital comprises international standard diagnosis and treatment facilities. These include latest testing laboratories and equipments, ultra-sound and scanning facilities, angioplasty and dialysis units, clean modern wards, labour rooms, and exclusive private rooms.

Environment & Horticulture

DHA City will feature free of cost Horticulture services, including:

•Roadside plantation

•Maintenance of trees including replacement of dead ones

•Maintenance of parks

•Maintenance of green belts, medians and roundabouts

•Conversion of empty plots into green areas

In order to ensure pure clean drinking, the water will be pumped directly from an aquifer at 650 ft deep – safer than commercially bottled water – to ensure purity. Also, nonstop full water supply at all hours is ensured for the convenience of the residents.

Environment & Horticulture

DHA City will feature free of cost Horticulture services, including:

•Roadside plantation

•Maintenance of trees including replacement of dead ones

•Maintenance of parks

•Maintenance of green belts, medians and roundabouts

•Conversion of empty plots into green areas

In order to ensure pure clean drinking, the water will be pumped directly from an aquifer at 650 ft deep – safer than commercially bottled water – to ensure purity. Also, nonstop full water supply at all hours is ensured for the convenience of the residents.

Safety & Security

A socially responsible society, DHA City will take extensive measures to ensure the safety and wellbeing of all its residents. The society plans a 24 hour surveillance patrol handled by a team of security personnel. In addition, DHA City Lahore also operates its own fire brigade and ambulance services.

Tags DHA City,DHA Lahore city, dhacity, dhacity.com, dha, city, lahore dha city, dha city lahore

Bahria Town is Always A STEP Ahead in Community Service - Photographs

Ata Abad Lake - Hunza Gilgat.

Property Tax Advice and Income Tax in Punjab, Pakistan

PROPERTY TAX ADVICE
AS ANNOUNCED BUDGET 2010 AND GORVERNMENT RELIEF OWNER OF RENTAL PRPOERTY. CAN ANYBODY PLEASE TELL ME ABOUT APPLICABILITY OF THIS PROVISION ON INDIVIDUAL AS I ALSO RENTED MY HOUSE IN ISLAMABAD 12000/PM BUT MARKET VALUE OF THE AREA IS 15000/PM. SHALL I PAY THE RENTAL PROPERTY TAX AS LAST TIME I FILLED THE INCOME TAX FARM AS NIL STATEMENT

Hussain Kaisrani replied on Monday, June 7, 2010 04:32 PM PST Tax department has some criteria through which it decides monthly rent of some property. The notices are sent on the address along with Chalan form payable to National Bank Ltd. In Lahore these notices are being received nowadays. I understand that property tax is not paid with income tax. You will be paying income tax on the income of rent but property tax is a different matter and it is paid through prescribed form.

Pardesee replied on Monday, June 7, 2010 04:48 PM PST Thanks Mr Hussain Kaisrani your value able feed back. Sir, I have rented house in Islamabad. To whome I can approach to get the latest information. I want to pay income tax on my rental property as I have rent out one portion 12000/ per month. Shall I will approach to Islmabad income tax office? As per my understanding my yearly income is not increasing 150000 which is exampted and in current budget I heard increase the 300000. In this case I am not applicable for income tax. Please give me adivse. Sorry I have very bad english but I hope u understand my problem

Hussain Kaisrani replied on Monday, June 7, 2010 07:04 PM PST Your English is much better than mine. Language is for communication and it this purpose it being fulfilled then nothing to worry about. You have not mentioned the size of plot on which your home is constructed. You are not supposed to contact income tax office for paying property tax. For this purpose you need to contact Excise and Taxation Department Rawalpindi/Islamabad. Its contact number is 9271926. If your plot size is about 5 Marla then forget every thing as it is exempted from property tax.

Pardesee replied on Monday, June 7, 2010 07:47 PM PST Thanks again about your prompt reply. My plot size is 20x40 and I am enquiring about the rental income tax property as I rented out my lower portion. Last year rs 150000/- was exampted to tax. I heard that in current budget government increase the limit from 150000/- to 300000/- as my rental income is 960000 per year. could you please advise me about it.

Hussain Kaisrani replied on Monday, June 7, 2010 09:23 PM PST Always welcome. Your home is exempted from property tax. This is the reason you had not received a notice in this regard. Now the matter under discussion is income tax from rent as well as from other sources. You will need to deposit tax (if any) with your annual return. Whether your income is exempted from tax or not, I could not say any thing about it as my knowledge and information is very limited in this regard. May be some other friend on this page will guide us.

Irfan Khattak replied on Monday, June 7, 2010 11:47 PM PST Dear Pardesee, You are right. In the recent budget announcement, incom ceiling upto 3 lacs is exempted from income tax. Previously it was 150000/-. If your total income including rent of the said house does not exceeds Rs. 300000/-, then there is no income tax to be paid by you. Regards

Pardesee replied on Tuesday, June 8, 2010 10:08 AM PST Thank you very much brother for your valuable feedback. I do agree with you (Irfan Khattakand think I will ba able to emphasize on it in my further steps….May Allah reward you all for your efforts and give you all reward in this world and Hereafter. “Ameen” Courtesy: Lahorerealestate.com

The Softer Side of Quiad-e-Azam Muhammad Ali Jinnah! A Love Story

(As Received through email)

More than 61 years have  passed since the death of founder of Pakistan , Quaid-i-Azam  Mohammad Ali Jinnah. But even today, nothing about  Jinnah seems ordinary —not his legal career, politics, personal  life, his legacy and even the property he left  behind.  

The great South Asian  intellectual Eqbal  Ahmed once described Jinnah as an enigma of modern  history. His aristocratic English  lifestyle, Victorian manners, and secular outlook rendered him  a most unlikely leader of India 's Muslims. Yet, he led them  to separate statehood, creating history, and in Saad R.  Khairi's apt phrase, "altering  geography".  

Much has been written  about Jinnah's legal career, politics, his role as a founder  of Pakistan and his vision, but even today, very little is  known about Jinnah's personal  life. This was probably because  Jinnah never had time to write a diary or an autobiography and  whatever little he wrote was formal and matter of  fact.  For most of his life, he  remained reserved, taciturn and secretive. He wrote his will in May, 1939,  but it was only after his death that Liaquat Ali  Khan, his close associate and the first Prime  Minister of Pakistan, came to know that he was its trustee and  executor. 
His only child, Dina  Wadia, has hardly ever spoken about her father in  public. So furious was Jinnah with Dina that he disowned her  after she married a Parsi man against his wishes, and yet he  left two lacs for her in his will. Akbar  Ahmed's  movie Jinnah  had just ten to fifteen minutes on Jinnah's  personal life, which are nowhere near enough.


 
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Jinnah's first wife,  fourteen year old Emibai from Paneli village, died just eight  months after he left for London at age sixteen in 1892, to  join Graham's Shipping and Trading Company, which conducted  business with his father in Karachi. It was a forced marriage,  as Jinnah's mother was afraid that if he went to England , he  might end up marrying an English girl. He barely knew  Emibai.  

Jinnah's second marriage  with the most beautiful girl of Bombay - Ruttie: The  Flower of Bombay - was like a fairy tale. It began  in the summer of 1916 in Darjeeling or "Town of the  Thunderbolt" (how appropriate considering what was to happen  there). 

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Jinnah had established  himself as a lawyer and a politician by then and had become  friends with Sir Dinshaw Maneckjee Petit, the son of one of  the richest and most devoutly orthodox Parsis of the 19th  century. 
The Petit`s chateau overlooked Mount Everest and it  was there Jinnah met his only daughter Ruttenbai Petit or  Ruttie as she was popularly called. Merely sixteen at that  time, Ruttie was a charming young girl. Stanley  Wolpert  writes in Jinnah of   Pakistan :  "Precociously  bright, gifted in every art, beautiful in every way. As she  matured, all of her talents, gifts and beauty were magnified  in so delightful and unaffected a manner that she seemed a  fairy princess".  

A dazzling beauty and  full of life, Ruttie had exquisite taste and affable manners.  Quick-witted, she was easily one of the best dressed and most  popular women among the elitist circles of Bombay . She was  intellectually far more mature than other girls of her age,  with diverse interests ranging from poetry (Oscar Wilde being  her favorite, whom she often recited) to politics. Her large  collection of books, which remained in Jinnah's possession  after her death, reflected her deep interest in poetry,  literature, history, occultism, mysticism and sorcery. She was  an excellent horse-rider. She attended all public meetings and  was inspired by Annie Besant's Home Rule League. 

A fierce  supporter of India for Indians, Ruttie was once asked about  rumors of Jinnah's possible knighthood and whether she would  like to be Lady Jinnah. She snapped that she would rather be  separated from her husband than take on an English  title.  
Jinnah on the other hand  also had a special interest in acting and in Shakespeare's  dramas. While in London , he had acted in some Shakespearean  plays and even considered seriously taking up acting as a  profession. It was his dream to play Romeo at The Globe in   London . Khwaja Razi Haider thinks it was probably Jinnah's  deep interest in Shakespeare that gave him insight into the  intricacies of the human character, which he was to use for  grasping the essentials of Indian politics.  Jinnah was thirty-nine  and Ruttie sixteen, but the age difference proved no obstacle  in their love. Love has no logic. 
He was enamored by her  beauty and charm and she was awe- struck by "Jay", as she  called him. Jinnah asked Sir Dinshaw for Ruttie's hand in  marriage, who became furious and refused. Jinnah repeatedly  pleaded his case but Dinshaw never gave in, as Jinnah had a  different faith and he was more than twice Ruttie's age. Their  friendship ended and Dinshaw forbade Ruttie from meeting  Jinnah while she lived in his house. He even got a court  injunction restraining Jinnah from meeting her (a pity no  biographer has yet traced the court papers). 
The couple  continued to meet secretly, and patiently waited for two years  until February 1918 when Ruttie turned eighteen, and was free  to marry. She walked out of her parental home to which she was  never to return, and converted to Islam at Bombay 's Jamia  Mosque, under the Muslim Shiite doctrine, on April 18,  1918.

The very next day, Jinnah and Ruttie got  married in a quiet ceremony at Jinnah's Malabar Hill house in   Bombay . Located in a most highly-priced area today, with  Maharashtra's Chief Minister as its next-door neighbor, Jinnah  House remains a dispute between India , Pakistan and Dina  Wadia. Jinnah owned another house at 10 Aurangzeb Road , Delhi  , which he sold just before Partition for Rs 3 lacs. The Dutch  Ambassador to India lives there now. The Raja Sahib of  Mahmudabad, who signed as Jinnah's witness, and a few other  friends, attended the wedding. Maulana Muhammad Hasan Najafi  was Ruttie's witness. Jinnah presented the wedding ring to  Ruttie, a gift from Raja Sahab, and paid Rs 125,000 as  haq  mehr . Nobody from Ruttie's family  attended the wedding. Interestingly, the Nikah Nama stated  "Ruttenbai" as the bride's name instead of Marium, her Islamic  name. The honeymoon was first at Raja Sahab's Nainitaal  mansion, and then at the
Maidens Hotel, a magnificent property  just beyond the Red Fort.



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Quaid's  Nikahnama   



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Quaid's  house in Bombay    


Gandhi's grandson Raj  Mohan Gandhi writes about the wedding in his book  Understanding the Muslim Mind:  "For  the first time in his life, a girl had absorbed Jinnah's  emotions. Living for sometime now in a large but somber  Malabar Hill house, bowing to ladies (on occasional parties)  and praising their sarees but otherwise keeping a distance  from them, (he) fell in love with Ruttenbai. Joy and laughter  entered Jinnah's life. The Malabar Hill house became  brighter.' She presented him with a daughter, Dina. But, 'Alas  the happiness was not destined to last; Sarojni's veiled  prediction of trouble came  true".  

Sarojni Naidu was a huge  admirer of Jinnah, wrote several poems and prose pieces on  him, and many historians believe she was in love with him. 
She  wrote this about the wedding in a letter to Sir Syed's son,  Syed Mahmud:  "So  Jinnah has at last plucked the Blue Flower of his desire. It  was all very sudden and caused terrible agitation and anger  among the Parsis; but I think the child has made far bigger  sacrifices than she yet realises. Jinnah is worth it all – he  loves her; the one really human and genuine emotion of his  reserved and self-centred nature. And he will make her  happy."  

The first few years of  the marriage were a dream for Ruttie and Jinnah, the happiest  time of their lives. They traveled across India , Europe and   North America together. Ruttie watched with a great sense of  pride the feverish political activity of her husband. She  would be seen in the visitors' gallery when Jinnah was due to  speak, accompanied him to the High Court, and even attended  the Nagpur session of the Congress in December 1920. 
According  to Wolpert:  "They were a head-  turning couple; he in his elegant suits, stitched in London ,  she with her long, flowing hair decked in flowers. There was  no limit to their joy and satisfaction at that time. Their  only woe was Ruttie's complete isolation and ostracism from  her family."  

Kanji Dwarkadas, a  veteran leader of Congress and a close friend of the couple,  who looked after Ruttie during her last days, wrote in his  book Ruttie Jinnah: The story of a great friendship:   "For  Jinnah, who was not generous in many matters, no expense was  too great to satisfy the extravagant claims of the baronet's  spoilt child. During a visit to Kashmir , she spent Rs 50,000  in refurnishing the boathouse and Jinnah gladly paid all the  bills. He treated her wonderfully well, and paid without a  murmur all the bills necessitated by the luxurious life she  led.  Ruttie's fabulous beauty,  spontaneous wit, and immense charm have been praised to the  neglect of her serious  interests." 

Even though Ruttie was  much younger than Jinnah, she made him a very happy man. They  had no separate existence and Jinnah found her a great source  of inspiration. 
He resigned from the Orient Club where he used  to play chess and billiards. He was so deeply in love with  Ruttie that he would return from the law courts on time each  day and talk to her for hours on end.  
Unfortunately, their  happiness was short- lived and the marriage started to crack  after 1922-3. What caused the ruination of the Jinnah-Ruttie  marriage? Was it Jinnah's busy political life and his  inability to give enough time to Ruttie, their age difference,  or their incompatibility of temperaments? He was cold,  introverted and domineering. She was young, extroverted,  glamorous. There is no clear answer but the fact remains that  Ruttie and Jinnah still loved each other despite the rift in  their marriage. 
It is evident in every letter Ruttie wrote  during that period, and every book written on their  relationship. She moved to London with Dina in 1922 and from  there too, her heart was still set on her life with Jinnah.  
She wrote in a letter to Kanji in India :"And just one thing more - go and  see Jinnah and tell me how he is - he has a habit of  overworking himself and now that I am not there to tease and  bother him, he will be worse than  ever."  

After her return, the  couple tried one more time to save their failing marriage and  took a five-month tour to Europe and North America together.  But the rift grew and by January 1928 they were virtually  separated, when Ruttie became seriously ill with cancer.  Shortly before her death, she wrote a letter to Jinnah from   Marseilles , France where she had gone for treatment. It  turned out to be her last letter to him (larger view of  original hand-written letter with typed text here 
 
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  S. S.  Rajputana,
Marseilles 5 Oct 1928


Darling –  thank you for all you have done. If ever in my bearing  your once tuned senses found any irritability or  unkindness – be assured that in my heart there was place  only for a great tenderness and a greater pain – a pain  my love without hurt. When one has been as near to the  reality of Life (which after all is Death) as I have  been dearest, one only remembers the beautiful and  tender moments and all the rest becomes a half veiled  mist of unrealities. Try and remember me beloved as the  flower you plucked and not the flower you tread  upon.

I have suffered much sweetheart because I  have loved much. The measure of my agony has been in  accord to the measure of my love. Darling I love  you – I love you – and had I loved you just a little  less I might have remained with you – only after one has  created a very beautiful blossom one does not drag it  through the  mire. The higher you set your  ideal the lower it falls. 
I have loved you my darling as it is  given to few men to be loved. I only beseech you that the tragedy  which commenced in love should also end with it.

Darling  Goodnight and Goodbye                                                                                                     Ruttie  

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It is a pity that none of the  letters that Jinnah wrote to Ruttie have ever been made public. M.C.  Chagla, a former Chief Justice of the Bombay High Court and a diplomat  at the UN, has described the last days of Ruttie and Jinnah's marriage  in his book "Roses in December". Chagla knew the couple very well, as  he assisted Jinnah at his chambers during that time. He idealized  Jinnah but severed all ties when he began working on the idea of an  independent state for the Muslims of India. He writes:  
By 1927,  Ruttie and Jinnah had virtually separated. Ruttie's health  deteriorated rapidly in the years after they returned from their final  trip together. Ruttie lived at the Taj Hotel in Bombay, almost a  recluse as she became more and more bed-ridden. Kanji continued to be  her constant companion. By February 18, 1929 she had become so weak  that all she could manage to say to him was a request to look after  her cats. Two days later, Ruttie Petit Jinnah died. It  was her 29th birthday.  
She was buried  on February 22 in Bombay according to Muslim rites. Jinnah sat like a  statue throughout the funeral but when asked to throw earth on the  grave, he broke down and wept. That was the only time when I found  Jinnah betraying some shadow of human weakness. It's not a well  publicised fact that as a young student in England it had been one of  Jinnah's dreams to play Romeo at The Globe. It is a strange twist of  fate that a love story that started like a fairy tale ended as a  haunting tragedy to rival any of Shakespeare's  dramas."  


 The second time Jinnah ever broke down was in August  1947 when he visited Ruttie's grave one last time before leaving for   Pakistan . The architect of Pakistan paid a high price for Partition  by leaving two of his most beloved possessions on 'the other' side of  the border, the Jinnah House on Malabar Hill where he had the happiest  moments of his life, and his beloved wife Ruttie who remains buried in  Bombay. Jinnah left India in August 1947, never to return again, but  he left behind a piece of his heart in a little grave in a cemetery in   Bombay .  

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